Cash advances and balance transfers are not considered purchases and will not earn rewards.ģ Rewards are earned and available for redemption when posted to your account (generally 1-2 business days after the purchase is posted).Ĥ The APR may vary and as of, the variable APR for Purchases and Balance Transfers is 18.99%, 25.99%, or 29.99%, based on your creditworthiness. Earnings will apply to net purchases only. Purchases made on promotional credit plans at REI do not qualify for rewards.Ģ 1.5% back in REI Co-op Mastercard Rewards on all other purchases. You will also earn 5% back in REI Co-op Mastercard Rewards for donations made to the 501(c)(3) REI Cooperative Action Fund at or in-store at point-of-sale. Purchases include full-price and discount-price items, REI gift cards, services, fees and REI adventure travel-invoiced trip payments. Otherwise, a physical gift card will be sent to the primary account holder’s address within 6-8 weeks.ġ You will earn 5% back in REI Co-op Mastercard Rewards on net purchases (purchases minus any credits or returns) made at REI retail locations and REI.com. Once you qualify, you will be sent an e-gift card if we have a valid email address on file. Existing or previous REI Co-op Mastercard cardholders will not be eligible for this one-time gift card. * Earn a $100 REI gift card when you make your first purchase outside of REI within 60 days from account opening. REI CO-OP ® MASTERCARD ® Terms & Conditions
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